Re-Mortgages

If you are switching lenders, securing a better rate or releasing equity from your property, our Residential Conveyancing team provides clear and efficient legal support to help your re-mortgage complete smoothly.

Supporting you through your mortgage

A re-mortgage involves replacing your existing mortgage with a new one, either with your current lender or a different provider. While it may seem simpler than buying or selling a property, there are still important legal steps to complete.

Your solicitor will need to review the new mortgage offer, carry out checks on the property title, deal with your existing lender and ensure the new loan is properly registered.

Delays can occur if issues arise with title documents, leasehold arrangements or lender requirements. Our role is to ensure everything is handled accurately and efficiently so funds are released without unnecessary complication.

How we can help

Reviewing your mortgage offer

We check the terms of your new mortgage and ensure all lender conditions are satisfied.

Liaising with your lender

We deal directly with your new and existing lenders to coordinate repayment and completion.

Title checks and searches

We review the legal title and carry out any searches required by your lender.

Redeeming your existing mortgage

We arrange repayment of your current mortgage as part of the completion process.

Registering your new mortgage

We ensure your new lender’s charge is properly registered at HM Land Registry.

Clear communication throughout

We keep you updated at every stage so you understand the progress of your re-mortgage.

Request a callback

Get in touch to speak to a member of our legal team and find out how we can help.

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